Credit Performance of the Private and Public Sector Banks Towards the Personal Loan – A Comparative Study

Credit Performance of the Private and Public Sector Banks Towards the Personal Loan - A Comparative Study

Sanjit Sarkar

Research Scholar

Kazi Nazrul University, Asansol, West Bengal, India

Abstract

The research study is based on the crediting of loans by both public and private sector banks in the United Kingdom. The research study has highlighted the rationale of loans that have been credited over the years in every household. The study has revealed the aim, as well as the objective of the study and the research questions, has been developed accordingly. The study has also included the literature section with an explanation of the credit system and performance of public and private banks. The methodology sections include the methods of data collection and the research approach adopted. The secondary research method is adopted in the research which provides a justification for the literature as well as the findings that are gathered through various data-collecting platforms. The analysis has been done through the help of six selected articles which are secondary in nature. Lastly, the study contains the conclusion chapter which provides a detailed conclusion to the study and presents the future scope of the study which can be applied to conducting future studies.

Keywords: Credit performance, personal loan, public and private sector banks,