A Comparative Study on the Economic Difficulties of Self-Financing Professors and Their Dependence on Additional Income in Urban and Rural Colleges

This study examines the economic difficulties faced by professors working in self-financing Arts and Science colleges, particularly in Tamil Nadu. It focuses on salary structure, income adequacy, and dependence on additional income sources. The research also analyses how financial challenges influence family life and professional performance. Primary data was collected from 110 professors using a structured questionnaire. Statistical tools such as simple percentage analysis, chi-square, ANOVA, and Garrett ranking were applied. The findings reveal that inadequate salary, job insecurity, and rising living costs create financial stress among professors, leading to reliance on additional income sources. The study concludes with suggestions to improve financial stability and working conditions.