A Comparative Study on Ulips & Mutual Funds

A Comparative Study on Ulips & Mutual Funds

Mr. Fasi Ur Rehman, Ms. Kommu Tanuja

J.B. Institute of Engineering and Technology

Abstract

The study compares the performance of Mutual Funds and ULIPs during periods of high and low market volatility to assess the preparedness of each investment vehicle for economic unpredictability. The paper continues by contrasting the two investment options for liquidity and flexibility, drawing attention to the ease with which investors may manage their portfolios, transfer assets, or renounce plans. Here we take a close look at the expenses associated with mutual funds and ULIPs as well to analyze and compare the risk and returns of selected ULIPs and Mutual Funds to help investors understand how these things affect their overall performance. This research also considers the transparency of these costs, highlighting the need of clear fee structures for investors. In order to better understand the investing landscape and provide prospective customers with the information they need, this study will analyze and contrast two well-known investment vehicles: unit linked insurance plans (ULIPs) and mutual funds (MFs). This study uses quantitative and qualitative methods to evaluate ULIPs and mutual funds across different time periods and market conditions. Two investment vehicles are compared based on their spending ratios, risk-adjusted returns, and performance history. The research also covers the inner workings of both vehicles