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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM66967

A STATEMENT ON THE COMPETITIVE STRATEGIES ADOPTED BY INDIAN START-UPS IN FINTECH & HEALTHTECH

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM66967

Volume:

10 |

8 |

Aug 2026

Pages:

1-5

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM66967

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

ON

OLLAJI NAVYA

Master of Business Administration

Malla Reddy Engineering College and Management Sciences

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PSR

P SHYAM REDDY

Master of Business Administration

Malla Reddy Engineering College and Management Sciences

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Abstract

This study examines the competitive strategies adopted by Indian start-ups operating in the FinTech and HealthTech sectors. The study focuses on innovation, technology adoption, customer-centric services, cost efficiency, digital marketing, strategic alliances, and data-driven decision-making as strategic approaches. Primary data were collected from 100 employees, founders, managers, and experts using a structured questionnaire and convenience sampling. Percentage analysis was used to interpret respondents’ perceptions. The findings indicate that innovation, technology, customer focus, partnerships, digital marketing, and operational efficiency strengthen competitive advantage, customer acquisition, market positioning, and business growth. The study recommends continuous innovation, skill development, collaboration, analytics, and cost management.

KEYWORDS

FinTech HealthTech Start-ups Competitive Advantage Competitive Strategy

Cite This Article

OLLAJI NAVYA, P SHYAM REDDY, "A STATEMENT ON THE COMPETITIVE STRATEGIES ADOPTED BY INDIAN START-UPS IN FINTECH & HEALTHTECH," International Journal of Scientific Research in Engineering and Management, vol. 10, no. 8, pp. 1-5, Aug 2026. https://doi.org/10.55041/IJSREM66967

Full Article/Conclusion

The study concludes that competitive strategies play an important role in the success and sustainability of Indian FinTech and HealthTech start-ups. Innovation, technology adoption, customer-centric services, strategic alliances, digital marketing, cost efficiency, and data-driven decision-making are identified as important sources of competitive advantage. The analysis demonstrates that respondents generally perceive innovation as essential for differentiation and market success, while digital marketing contributes substantially to customer acquisition. Competitive strategies also have a positive perceived relationship with business development and sustainable growth. Start-ups operating in rapidly changing technology-driven industries must therefore remain adaptable and continuously respond to technological developments, customer expectations, market competition, and regulatory changes. Effective implementation of these strategies can strengthen market positioning, customer acquisition, operational performance, and long-term growth. The study ultimately highlights the importance of combining innovation with customer understanding, technological capability, strategic collaboration, and efficient resource management for sustainable competitiveness in India's evolving start-up ecosystem.

References

1.       Autio, E., & Thomas, L. D. W. (2020). Researching ecosystems in the innovation context. Innovation, Entrepreneurship and Management, 1, 1–22. 2.       Blank, S. (2013). The four steps to the epiphany: Successful strategies for products that win (2nd ed.). K&S Ranch. 3.       Chesbrough, H. W. (2003). Open innovation: The new imperative for creating and profiting from technology. Harvard Business School Press. 4.       Christensen, C. M. (1997). The innovator's dilemma: When new technologies cause great firms to fail. Harvard Business School Press. 5.       Drucker, P. F. (1985). Innovation and entrepreneurship: Practice and principles. Harper & Row. 6.       Ghezzi, A. (2019). Digital startups and the adoption and implementation of digital technologies. Journal of Business Research, 100, 1–12. 7.       Nambisan, S. (2017). Digital entrepreneurship: Toward a digital technology perspective of entrepreneurship. Entrepreneurship Theory and Practice, 41(6), 1029–1055. 8.       Porter, M. E. (1985). Competitive advantage: Creating and sustaining superior performance. Free Press. 9.       Ries, E. (2011). The lean startup: How today's entrepreneurs use continuous innovation to create radically successful businesses. Crown Business. Teece, D. J. (2010). Business models, business strategy and

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Publication Date

8/27/2026

Peer Review Type

Double-Blind Peer Review

Review Rounds: 2

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