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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM35561

A Study on Factors Influencing IT Employees Behaviour towards Investments

Stream/Area:

-

Subject:

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Paper ID:

IJSREM35561

Volume:

8 |

6 |

Jun 2024

Pages:

Publication Frequency:

Monthly (12 issues per year)

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License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

HV

Harsh Verma

DSKR

Dr. Sowmya Kethi Reddi

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Abstract

By combining quantitative surveys and qualitative interviews with IT professionals in India’s tech cluster-Hyderabad, this study investigates the complex factors impacting the investing behaviour of IT workers. Significant research indicates that age, income, education, and job experience are important determinants of investment preferences, with younger workers exhibiting a preference for high-risk investments and older workers for safer ones. Investment decisions are also influenced by socioeconomic factors such as peer pressure, cultural background, and economic situations, in addition to psychological elements like risk tolerance, financial literacy, and cognitive biases. The report provides insightful information by highlighting the significance of specialised financial literacy programmes, individualised investment advising services, and a positive economic climate for helping IT professionals make wise investment decisions.

KEYWORDS

Investment IT Professionals Income Preference.

Cite This Article

Harsh Verma, Dr. Sowmya Kethi Reddi, "A Study on Factors Influencing IT Employees Behaviour towards Investments," International Journal of Scientific Research in Engineering and Management, vol. 8, no. 6, Jun 2024.

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Publication Date

6/5/2024

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Double-Blind Peer Review

Review Rounds: 2

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The authors declare no conflict of interest related to this research work.

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