A STUDY ON FINANCIAL PLANNING AND PORTFOLIO MANAGEMENT AT RELIANCE INDUSTRIES LIMITED

The study on Financial Planning and Portfolio Management at Reliance Industries Limited concludes that the company has demonstrated strong financial growth and effective portfolio management during the period from 2021 to 2025. The steady increase in sales and net profit reflects its ability to expand operations and maintain a competitive position in the market. The analysis of profitability, efficiency, and trend indicators shows that the company has utilized its resources effectively and generated consistent returns. However, the decline in net profit margin indicates that rising costs and expenses have affected overall profitability, highlighting the importance of continuous cost management and operational efficiency. The risk-return analysis, standard deviation, correlation analysis, and CAPM results indicate that the company maintains a balanced level of investment risk while providing satisfactory returns. The beta value close to one suggests that the company's stock moves in line with the overall market, making it a relatively stable investment. Overall, Reliance Industries Limited has successfully adopted sound financial planning and portfolio management practices that support long-term growth and value creation. The study concludes that the company's diversified business strategy, effective investment decisions, and balanced approach to risk management have contributed significantly to its financial stability and sustained performance. Continued focus on improving profitability margins and efficient utilization of assets will further strengthen its future growth prospects.    

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