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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM45871

A Study on Financial Planning on Salaried Employees in Jaser Digitals

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM45871

Volume:

9 |

4 |

Apr 2025

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM45871

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

W

Williams

D

Dr.R.Joyce

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Abstract

A crucial component of managing one’s own finances is financial planning, especially for salaried workers with set income arrangements. The purpose of this study is to investigate the investing preferences, awareness levels, and financial planning practices of salaried adults. Previous studies show that although a large number of paid workers acknowledge the need of financial planning, there is a lack of thorough knowledge and implementation of sound financial practices.Financial decision-making is heavily influenced by a number of factors, including demographics like age, income, and education, as well as financial knowledge and access to financial instruments. A structured questionnaire is used in using statistical tools to find trends and correlations. The results point to the necessity of improved financial education initiatives and easily available financial advising services in order to enable staff members to make wise financial decisions, which will eventually improve their long-term financial security and well-being.

KEYWORDS

Financial Planning Salaried Employees Personal Finance Financial Literacy Investment Behavior Income Management Budgeting Savings Financial Awareness Financial Decision-Making.

Cite This Article

Williams, Dr.R.Joyce, "A Study on Financial Planning on Salaried Employees in Jaser Digitals," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 4, Apr 2025. https://doi.org/10.55041/IJSREM45871

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Publication Date

4/26/2025

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Double-Blind Peer Review

Review Rounds: 2

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The authors declare no conflict of interest related to this research work.

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