A study on impact of credit facilities on productivity in agriculture sector on varsha associates Chitradurga

Agriculture is an important sector that supports the livelihood of many people in India. Farmers require adequate financial support to purchase seeds, fertilizers, machinery, irrigation equipment, and other agricultural inputs. Credit facilities provided through banks, government schemes, and financial institutions help farmers meet these financial requirements. Proper access to credit can improve the use of modern agricultural technologies and increase farm productivity. This study focuses on the impact of credit facilities on productivity in the agriculture sector with special reference to Varsha Associates Private Limited, Chitradurga. The study examines the availability and awareness of agricultural credit facilities and their role in improving agricultural productivity. Primary data was collected from respondents using a structured questionnaire. A sample of 50 respondents was selected for the study. Percentage analysis and graphical representation were used to analyse the collected data. The study helps to understand the relationship between financial support and agricultural productivity and provides suggestions for improving access to suitable credit facilities for farmers.