A Study on Investment Patterns of Salaried Professionals in Bengaluru

A Study on Investment Patterns of Salaried Professionals in Bengaluru

Mrs. Anusha .K.P – Research Scholar, SJB College of Research Centre, University of Mysore

Dr. Sudha. B.S.      – Research Guide, SJB College of Research Centre, University of Mysore

ABSTRACT

Investments are a vital tool for ensuring financial security and accomplishing long-term objectives because they direct current funds into ventures with the potential to generate profits. The investing patterns, methods, and behaviours of salaried professionals in Bengaluru, a centre of India's IT industry, are examined in this study. It emphasises how crucial it is to make investments that promote personal financial stability, meet urgent requirements, and accomplish long-term goals like asset acquisition or lifestyle development. By serving as a catalyst for aggregate demand and national savings, the study highlights how investments may both assist personal finance and promote economic growth.

This study also looks at the many different investment options that Bengaluru professionals have access to, including equities, mutual funds, fixed deposits, real estate, gold, and cryptocurrencies, all of which may accommodate different risk tolerances and return expectations. Through an analysis of planning techniques and investing behaviours, the study offers insights into how professionals plan, assess, and forecast their investments. It emphasises how important well-informed choices and customised investing strategies are to maximising profits and lowering risks. In the end, this study seeks to offer insightful recommendations to financial advisers, legislators, and investors looking to maximise their investment strategies.

Key words: Investment , professionals , savings .