A STUDY ON NON-PERFORMING ASSETS AT KOTAK MAHINDRBANK, ANANTAPUR

A strong banking sector has always been important factor for economy to flourish. Once the banking sector fails it always has negative effect on the other sectors. Non-performing assets have always been one of the major concerns in India. Banks performance is reflected by its NPA level. Non-Performing Assets are a burning topic of concern for banks, as managing and controlling NPA is very important. The current paper with the help of secondary data, from RBI website, tried to analyze the 5 years, (from 2019-20 to 2024-25) net non-performing asset data of Kotak Mahindra bank by using correlation, and with the help of Excel. The main objective of the study is to study the trend of NPA, to understand the relationship between Net NPA and Net Profit, how the non-performing assets effecting the profitability of the bank and to analyze their provision coverage ratio. This paper also focuses on the asset quality and financial position of the bank.