A Study on Perception of the Entrepreneurs about Digital Payments and its Impact in the State of Andhra Pradesh

. Over time, the concept of Digital India has permeated every aspect of our nation’s inhabitants’ lives and given rise to a number of digital platforms. Any payment done with digital instruments is formally referred to as a digital payment. Digital payments are essential and offer several benefits over cash, including ease of use, security, and transparency. In present scenario, the banking industry plays a crucial role in digital payment by providing digital instruments like debit cards, mobile banking, mobile wallets and so on. Payment systems continue to have a high level of trust since they have demonstrated their sustainability and efficiency of the people in general. This paper studies the perception of entrepreneurs in the state of Andhra Pradesh about the digital payments and its impact on their business.