Loading article...
Loading article...
Stream/Area:
-
Subject:
-
Paper ID:
IJSREM66521
Volume:
10 |
8 |
Aug 2026
Pages:
1-4
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
Master of Business Administration
Malla Reddy Engineering College and Management Sciences, Medchal, Hyderabad
Associate Professor Dept of MBA,
Malla Reddy Engineering College and Management Sciences, Medchal, Hyderabad – 501 401
Financial performance analysis helps evaluate the profitability, liquidity, solvency, and operational efficiency of banks. This study examines the financial performance of HDFC Bank using key financial indicators and customer perceptions. The findings indicate that sound financial management, effective risk control, technological innovation, and efficient resource utilization have contributed to the bank's sustained growth and financial stability in the competitive banking sector.
KEYWORDS
The study concludes that HDFC Bank has consistently demonstrated strong financial performance through effective financial management, operational efficiency, and customer-oriented banking services. Stable profitability, adequate liquidity, sound asset quality, and prudent risk management have enabled the bank to maintain its leadership position in the Indian banking sector. Continuous innovation, strategic planning, and technology adoption are expected to further enhance financial sustainability and support the bank's long-term growth objectives.
1. Berger, A. N., & Humphrey, D. B. (1997). Efficiency of financial institutions: International survey and directions for future research. European Journal of Operational Research, 98(2), 175–212. 2. Brissimis, S. N., Delis, M. D., & Athanasoglou, P. P. (2005). Bank-specific, industry-specific and macroeconomic determinants of bank profitability. Journal of Financial Services Research. 3. HDFC Bank. (2024). Annual Report 2023–24. Mumbai: HDFC Bank Ltd. 4. Reserve Bank of India. (2024). Report on Trend and Progress of Banking in India 2023–24. 5. Molyneux, P., & Thornton, J. (1992). Determinants of European bank profitability. Journal of Banking and Finance, 16(6), 1173–1178. 6. Prasad, V., & Reddy, K. (2021). Digital transformation and financial performance in commercial banks. International Journal of Banking Research, 13(2), 58–70. 7. Rao, P., & Verma, R. (2023). Financial sustainability and performance management in private sector banks. Indian Journal of Finance, 17(4), 34–46.
Publication Date
9/5/2026
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
Documents
Article Views
7
Total views since publication
PDF Downloads
10
Total downloads since publication
Geographic Reach
5
Digital Preservation: This article is permanently archived on Zenodo and complies with all data preservation standards across major indexing platforms.
Plagiarism Screening
This manuscript has been checked for plagiarism using TurnitinPlagiarismChecker software.
Conflict of Interest
The authors declare no conflict of interest related to this research work.
Funding Information
No funding information available for this research.
Related research in the same subject area
Loading similar articles...