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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM46453

A Study on the growth of UPI transactions and its impact on Traditional Banking

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM46453

Volume:

9 |

4 |

Apr 2025

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM46453

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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AS

Anupriya Singh1

ASC

Anjali Singh Chandel2

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Abstract

This paper explores the rapid growth of UPI (Unified Payments Interface) transactions in India and examines its implications for traditional banking systems. The introduction of UPI revolutionized the way digital payments are conducted in India, making transactions seamless, instant, and cost-effective. This study investigates the factors contributing to UPI’s rise, the shifts in consumer behaviour it has prompted, and the challenges and opportunities it poses to traditional banking institutions. The research highlights how UPI has reshaped the Indian financial ecosystem and explores the future of banking in an increasingly digital economy.

KEYWORDS

Unified Payments Interface (UPI) Digital Payments Digital Economy.

Cite This Article

Anupriya Singh1, Anjali Singh Chandel2, "A Study on the growth of UPI transactions and its impact on Traditional Banking," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 4, Apr 2025. https://doi.org/10.55041/IJSREM46453

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Publication Date

4/29/2025

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Review Rounds: 2

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The authors declare no conflict of interest related to this research work.

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