Loading article...
Loading article...
Stream/Area:
-
Subject:
-
Paper ID:
IJSERM44073
Volume:
9 |
4 |
Apr 2025
Pages:
1-7
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
Management
IGU Meerpur, Rewari
Management
IGU Meerpur, Rewari
This study looks at Punjab National Bank's (PNB) financial performance both before and after it merged with United Bank of India and Oriental Bank of Commerce (OBC). The pre-merger study concentrates on the independent financial statements of Punjab National Bank. Statements, whereas the combined entity's independent financial statements are examined in the post-merger study. To determine the impact of the merger, financial parameters including growth, market tests, profitability, and liquidity have been evaluated. This study uses empirical analysis to find patterns and insights that provide insight into the efficiency and productivity of the combination. The research's conclusions give stakeholders, legislators, and business professionals important information about whether this merger benefited Punjab National Bank. According to this analysis, Punjab National Bank's performance has greatly improved since the merger.
KEYWORDS
One of India's largest and most significant industries is banking. Over the last 20 years, this industry in India has experienced tremendous growth and development. One important instrument that has assisted numerous banks in recovering from losses and insolvency is mergers and acquisitions. As part of Prime Minister Narendra Modi's $5 trillion economic goal, Punjab National Bank merged with United Bank of India and Oriental Bank of Commerce. PNB 2.0 (Punjab National Bank 2.0) is the name of the combined company. There will be specific interoperable services available with PNB 2.0. With regard to the client experience, PNB 2.0 will strive to be a truly next-generation bank that offers cutting-edge services and products that are developed and provided using the newest technologies. The profitability, growth, liquidity, and valuation ratios are examined in this study to determine whether Punjab National Bank has expanded after the merger. The study's findings show that the bank's post-merger financial performance is noticeably superior to its pre-merger performance. Punjab National Bank benefits as a result of the merger.
· Zee Business, “Bank Merger: Punjab National Bank (PNB) becomes 2nd-largest Indian commercial bank after SBI; here is how”, April 1, 2020. · Punjab National Bank, Annual reports and Journal issues. · http://moneycontrol.com/ · www.pnbindia.in · Punjab National Bank share price historical data – www.equitypandit.com · Zee Business, “PNB Scam effect: Punjab National Bank share price crashed over 11 S pct, experts expect recovery”, July 09, 2019. · Suresh Kumar (2013), “ Impact of Bank Mergers on the Efficiency of Banks: A Study of Merger of Bharat Overseas Bank with Indian Overseas Bank”, International Journal of Academic Research in Business and Social Sciences, ISSN: 2222-6990, Volume 3, No. 12. · Abhi Dutt Sharma and Dr. Pradeep Kumar Garg (2022), “ A Study on pre and post merger impact of Punjab National Bank” International Journal of Economic Perspectives, ISSN: 1307-1637, Volume 16, Issue 8, pp: 30-39. · N Terence Jose Paul and Dr. A Vini Infanta (2021), “ Pre and Post Financial performance analysis of Bank of Rajasthan and ICICI Bank after its Merger”, International Journal of Analytical and Experimental Modal Analysis ISSN: 0886-9367. · Dr. Jyoti Singhal (2017), “Consolidation or Mergers and Acquisitions of Banking Sector for profitability and efficiency”, Gian Jyoti e-ISSN: 2250-348X, Volume 7, Issue 3. · Dr. Azeem Ahmad Khan and Dr. Sarfaraz Javed (2017), “Accounting of Post Merger Financial Performance of Punjab National Bank (PNB) and Nedungadi Bank” International Journal of Mechanical Engineer+ing and Technology (IJMET), ISSN: 0976-6340, Volume 8, Issue 11, pp: 1043-1062. · www.businesstoday.in · www.economictimes.com
Publication Date
4/28/2025
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
Documents
Article Views
0
Total views since publication
PDF Downloads
12
Total downloads since publication
Geographic Reach
5
Digital Preservation: This article is permanently archived on Zenodo and complies with all data preservation standards across major indexing platforms.
Plagiarism Screening
This manuscript has been checked for plagiarism using TurnitinPlagiarismChecker software.
Conflict of Interest
The authors declare no conflict of interest related to this research work.
Funding Information
No funding information available for this research.
Related research in the same subject area
Loading similar articles...