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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM24350

A STUDY ON UPI (UNIFIED PAYMENTS INTERFACE)

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM24350

Volume:

7 |

7 |

Jul 2023

Pages:

Publication Frequency:

Monthly (12 issues per year)

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Not assigned

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

JAK

JADHAV ARUN KUMAR

MNP

Mr. NAGENDRA PRASAD

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Abstract

UPI is a unique digital payment solution that addresses various pain points of Indian users. It provides Real time instant payment from one bank to another bank account with simple andeasy to use applications. In this research paper we have discussed how this payment system came into existence, why it is successful, it’s possible strengths and weaknesses, possible opportunities and possible solutions to various challenges. This current review is useful for scholars, students and various institutions, including those seeking to have a more balanced understanding regarding this emerging form of digital payments.

KEYWORDS

United Payment Interface (UPI) Reserve Bank of India (RBI) NPCI NIPL Digital Payments Debit/Credit Card Swift Payment MDR Business decline (BD) Technical Decline(TD) Startups

Cite This Article

JADHAV ARUN KUMAR, Mr. NAGENDRA PRASAD, "A STUDY ON UPI (UNIFIED PAYMENTS INTERFACE)," International Journal of Scientific Research in Engineering and Management, vol. 7, no. 7, Jul 2023.

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Publication Date

3/6/2023

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The authors declare no conflict of interest related to this research work.

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