Adopting Blockchain Technology for Agricultural Financing: A Statistical Analysis of Adoption Barriers, Awareness Levels, and Benefits Among Agricultural Stakeholders

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Adopting Blockchain Technology for Agricultural Financing: A Statistical Analysis of Adoption Barriers, Awareness Levels, and Benefits Among Agricultural Stakeholders

Dr.Shirline David -Associate Professor & Head ,Department of Accounting and Finance , Anna Adarsh College for Women , Anna Nagar ,Chennai-600049.

Ms.Sneha Karthikayan -Asst. Professor, Department of Accounting and Finance, Anna Adarsh College for Women , Anna Nagar ,Chennai-600049.

Abstract

A statistical analysis of adoption barriers, awareness levels, and benefits among agricultural stakeholders on the use of blockchain technology for agricultural financing
Abstract
Blockchain technology is transforming agricultural finance by bringing efficiency, traceability, and transparency. The use of blockchain technology by agricultural stakeholders is examined in this study, which focusses on a sample of 100 respondents that includes technology providers, financial institutions, and farmers. The study examines perceived benefits, adoption hurdles, and awareness levels using statistical tools such regression models, chi-square tests, and descriptive analysis in SPSS. Although the results show a low level of awareness (40%) and notable obstacles including high costs and a lack of technical skills, early adopters claim better supply chain efficiency and credit availability. The study offers practical suggestions to improve blockchain adoption and makes recommendations for future lines of inquiry.
Keywords: Blockchain, agricultural financing, adoption barriers, financial inclusion

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