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Stream/Area:
-
Subject:
-
Paper ID:
IJSREM51201
Volume:
9 |
7 |
Jul 2025
Pages:
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
The rise of Financial Technology (FinTech) has revolutionized financial services, especially in developing countries like India. Digital payments, a key FinTech innovation, are critical in enhancing business efficiency, financial inclusion, and economic digitization. This research investigates the adoption of digital payment solutions among Small and Medium Enterprises (SMEs) in India, using a mixed-methods approach. Findings reveal that convenience, customer demand, and government policies are the primary adoption drivers, while digital illiteracy and trust issues remain barriers. The study provides actionable recommendations for FinTech firms, SMEs, and policymakers to strengthen digital infrastructure and boost user confidence.
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Publication Date
4/6/2025
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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Conflict of Interest
The authors declare no conflict of interest related to this research work.
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No funding information available for this research.
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