IMPACT OF DIGITAL PAYMENTS ON CONSUMER SPENDING BEHAVIOUR

Digital payments have transformed how consumers make everyday transactions, offering faster, more convenient and more accessible payment options. The illustrative primary-data analysis indicates a positive correlation between the use of digital payments and consumer spending behavior. The results show how the percentage analysis, correlation and regression can be used to study this relationship. The numerical results shown are illustrative only and should not be interpreted as actual field results without real questionnaire data. Digital payments can enhance financial inclusion and efficiency in transactions, but their responsible use requires budgeting, awareness of spending, and financial literacy.  

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