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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM50943

An Analysis of Challenges in Adopting Digital Rupee (E Rupee) in India

Stream/Area:

-

Subject:

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Paper ID:

IJSREM50943

Volume:

9 |

6 |

Jun 2025

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/ijsrem50943

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

RR

Rishoo Rai

RC

Ramveer Chauhan

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Abstract

The adoption of digital currencies, including the e-Rupee, presents both opportunities and challenges for India’s financial landscape. This study examines the factors influencing public hesitation in adopting the e-Rupee, identifying key barriers such as technological literacy, security concerns, regulatory trust, and economic implications. Through primary data analysis, this research seeks to provide insights into the societal and institutional factors that shape digital currency adoption, offering recommendations to facilitate broader acceptance.

KEYWORDS

Digital Rupee E-Rupee CBDC (Central Bank Digital Currency) Digital Payment Systems Challenges of Digital Currency India’s Digital Economy Blockchain in banking Technology Adoption in Finance

Cite This Article

Rishoo Rai, Ramveer Chauhan, "An Analysis of Challenges in Adopting Digital Rupee (E Rupee) in India," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 6, Jun 2025. https://doi.org/10.55041/ijsrem50943

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6/23/2025

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