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Stream/Area:
-
Subject:
-
Paper ID:
IJSREM62662
Volume:
10 |
5 |
May 2026
Pages:
1-6
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
Department of Information Technology
Noida Institute of Engineering and Technology
Assistance professor, Department of Information Technology
Noida Institute of Engineering and Technology
Abstract - Managing money is tough these days. We have many ways to spend and get money thanks to the internet and all. Old ways of keeping track of money just record what we spend, they do not really help us understand what is going on. That is why we made Smart Plan AI. It is a system that uses Artificial Intelligence and looks at all the data to help us make good choices about money. Smart Plan AI lets people see what they make and what they spend, make a budget and get emails when something is wrong. It also gives us ideas about what to do with our money, based on what it learns from the data. We even added a helper that gives us advice just like a real person. This helper uses something called GPT to make sure the advice is good for each person. Using Smart Plan AI helps people know what is going on with their money saves time and makes it easier to make choices. We tried it out. It works well. It can show how people spend money and give us ideas on what to do. This makes it a great tool, for anyone who wants to manage their money.
KEYWORDS
This paper is about Smart Plan AI, a financial management system that uses Artificial Intelligence and data to help people manage their money. Smart Plan AI does more than store financial information, it looks at the information to find useful patterns and gives users advice on what to do. This helps people understand how they spend their money and make financial decisions. Smart Plan AI uses a lot of technologies like the MERN stack, Artificial Intelligence to analyze data and automated emails all in one place. This makes it better than financial management tools that are not smart and do not give users personalized feedback. Smart Plan AI has features like Artificial Intelligence insights, budget warnings and a financial advisor that uses GPT, which makes it more useful and easier to use. Smart Plan AI is also designed to be easy to use and can be used by different people like students, workers and small business owners. The system is made to be flexible so it can be improved in the future, and the interface is simple so anyone can use it even if they are not good with technology. Overall Smart Plan AI shows how new technologies can be used together to create an automated financial management system that helps people make good financial decisions in the real world with Smart Plan AI.
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Publication Date
5/6/2026
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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Conflict of Interest
The authors declare no conflict of interest related to this research work.
Funding Information
No funding information available for this research.
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