Asset Liability Management in Banking Industry: A Comparative Study of Public and Private Sector Banks

ALM is an acronym for Asset Liability Management. measurement methodology for monitor and manage a bank’s market risk. Asset liability management is much more than just risk mitigation. It is the management of interest-bearing assets and liabilities can be maximised while dealing with all types of current and future hazards. Ratio Analysis was used to examine bank assets and liabilities and assess the impact of Asset Liability Management on bank profitability. This research examines the total impact of Asset and liability management in public and private banks. It is critical to determine the strengths and weaknesses of banks in today’s world since a robust banking system offers a strong foundation for a healthy economy. It provides the foundation for defining, measuring, monitoring, changing, and managing these risks.