Bank Mergers Unveiled: A Deep Dive into the Performance of Public Sector Banks

Bank Mergers Unveiled: A Deep Dive into the Performance of Public Sector Banks

Dr. D Madhava Priya

Chaithra Tom

Abstract

This research paper presents a comprehensive review of the performance of India's merged public sector banks using a pre and post comparative analysis of financial ratios such as liquidity, profitability, return, and solvency. The study's findings show that mergers have a major influence on the financial performance of public-sector banks, and there is a notable improvement in financial ratios post-merger. The paper also discusses the implications of the results for the banking industry and suggests possible strategies for the government and financial institutions to boost the performance of merging public sector banks. The findings of this study are anticipated to help regulators, bank executives, and investors evaluate the success of a merger or acquisition in the banking industry.

Key Words: Mergers and Acquisitions, Public Sector Banks, Indian Banking Industry, Performance, Ratio analysis, Profitability