“Biometric-Enabled Merchant Payment System for Secure and Seamless Transaction”
Nischitha H N1, Bhuvana B L2, Dhanya R3 ,Dr.Erappa.G4
1Nischitha H N, Information Science and Engineering, RR Institute of Technology
2Bhuvana B L, Information Science and Engineering, RR Institute of Technology
3Dhanya R, Information Science and Engineering, RR Institute of Technology
4Dr.Erappa.G ,Professor and HOD,Information science and engineering, RR Institute of Technology
Abstract - The Biometric-Enabled Merchant Payment System introduces a transformative approach to secure, efficient, and user-friendly transactions by integrating biometric authentication into payment processes. This innovative system addresses critical limitations of traditional payment methods, such as cash handling, which is prone to theft and inconvenience, and card-based systems, which are vulnerable to loss, theft, and unauthorized usage. By leveraging the unique properties of biometric data, such as fingerprints, the system enhances security, minimizes fraud, and ensures a seamless user experience. The Biometric-Enabled Merchant Payment System is designed with scalability and affordability in mind, employing readily available hardware and streamlined software solutions. This makes it a viable option for diverse applications, such as retail point-of-sale terminals, public transportation fare collection, vending machines, and corporate cafeterias. Moreover, its offline capabilities enable the system to function effectively in areas with intermittent network connectivity by securely storing transaction data locally and synchronizing with the central server when connectivity is restored. Future enhancements aim to bolster security and functionality. These include incorporating multi-modal biometric authentication (e.g., facial or iris recognition) for enhanced security, improving offline features for greater reliability in connectivity-challenged environments, and integrating blockchain technology for decentralized transaction management. Additionally, features like loyalty programs, balance top-ups, and interoperability with existing mobile payment systems are envisioned to expand user convenience. The Biometric-Enabled Merchant Payment System represents a significant advancement in payment technology, offering a seamless blend of security, efficiency, and convenience. It eliminates the need for cash or cards, simplifies the transaction process, and minimizes the risks associated with traditional payment methods.
Key Words: Biometric authentication, Merchant payment, Secure transactions, Fingerprint, Digital payments, Fraud prevention.
