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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM43160

Consumer Behaviour on Cashless Transactions in Kerala

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM43160

Volume:

9 |

3 |

Mar 2025

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM43160

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

AKH

Akshay K Harshan

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Abstract

The shift towards a cashless economy has transformed consumer behaviour and financial transactions, in Kerala, India. This study analyses consumer behaviour regarding cashless transactions, focusing on awareness, preferences, satisfaction levels, and challenges faced by users. It highlights the factors influencing digital payment adoption, including security, convenience, and government initiatives such as Digital India and Smart City Mission. Through a structured questionnaire and statistical analysis. This research explores the relationship between demographic factors (age, income) and satisfaction with cashless transactions. The findings contribute to understanding consumer trust, adoption barriers, and the role of digital payment systems in fostering economic development.

KEYWORDS

Cashless economy consumer behaviour digital payments electronic transactions financial technology mobile banking e-wallets UPI digital India economic transformation Kerala.

Cite This Article

Akshay K Harshan, "Consumer Behaviour on Cashless Transactions in Kerala," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 3, Mar 2025. https://doi.org/10.55041/IJSREM43160

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Publication Date

3/27/2025

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Double-Blind Peer Review

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The authors declare no conflict of interest related to this research work.

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