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Stream/Area:
-
Subject:
-
Paper ID:
10.55041/IJSREM20744
Volume:
7 |
5 |
May 2023
Pages:
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
The purpose of the study is to determine the commercial banks’ lending behavior in Nepal. The balance panel secondary data were used. The descriptive and causal comparative research designs have been adopted for the study. The pooled data of 10 commercial banks for the period 2011/12 to 2020/21 have been analyzed using regression model. The data has been analysis with help of E view software student version (2022). The loan and advance taken as dependent variables whereas liquidity, cash reserve ratio, deposit, capital adequacy ratio and lending rate were independent variables. The result shows that deposit and capital adequacy ratio have positive and significant effects on loan and advance. But the liquidity has negative and statically significant with loan and advance. This concluded that deposit and capital adequacy ratio are major determinants of loan and advance.
KEYWORDS
Publication Date
10/4/2023
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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Conflict of Interest
The authors declare no conflict of interest related to this research work.
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