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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:10.55041/IJSREM58497

Determinants of Customer Satisfaction in UPI-Based Digital Payments: A Study of Google Pay Users in India

Stream/Area:

-

Subject:

-

Paper ID:

10.55041/IJSREM58497

Volume:

10 |

3 |

Mar 2026

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM58497

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

SKSaSJ

Shubham Kumar Shah1 and Shailak Jani2

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Abstract

This study examines customer satisfaction towards Google Pay, a leading UPI-based digital payment platform in India. The research focuses on analysing user perceptions, satisfaction levels, and key factors influencing the adoption and continued use of the application. A quantitative research approach was adopted, and primary data was collected through a structured questionnaire from 100 respondents. The study evaluates important determinants such as ease of use, transaction speed, security, service quality, and customer support. The findings indicate that a majority of users are satisfied with Google Pay due to its user-friendly interface, convenience, and secure transaction system. However, issues such as transaction failures, network problems, and delays in customer support still affect overall user experience. The study concludes by suggesting improvements in technical reliability and customer service to enhance user satisfaction and long-term usage.

KEYWORDS

Customer Satisfaction Google Pay UPI Digital Payments Fintech User Experience Service Quality India

Cite This Article

Shubham Kumar Shah1 and Shailak Jani2, "Determinants of Customer Satisfaction in UPI-Based Digital Payments: A Study of Google Pay Users in India," International Journal of Scientific Research in Engineering and Management, vol. 10, no. 3, Mar 2026. https://doi.org/10.55041/IJSREM58497

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Publication Date

3/29/2026

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Double-Blind Peer Review

Review Rounds: 2

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