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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM51028

Digital Payment Evolution: How UPI is Replacing Cash in Daily Transactions

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM51028

Volume:

9 |

6 |

Jun 2025

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM51028

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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1Soni Rani

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Abstract

The Bound together Installments Interface (UPI) has risen as a progressive advanced installment framework that is in a general sense changing India’s monetary scene and supplanting conventional cash exchanges . This consider analyzes the advancement of advanced installments in India, with specific center on how UPI has gotten to be the overwhelming installment instrument, handling over 16.58 billion exchanges month to month and bookkeeping for around 80% of all advanced installments in the nation . The inquire about utilizes a mixed-methods approach combining quantitative investigation of exchange information and subjective appraisal of client selection designs to get it the variables driving this change .

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Cite This Article

1Soni Rani, "Digital Payment Evolution: How UPI is Replacing Cash in Daily Transactions," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 6, Jun 2025. https://doi.org/10.55041/IJSREM51028

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6/25/2025

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The authors declare no conflict of interest related to this research work.

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