E-Banking System Using PHP and MySQL for Secure Online Transactions

E-Banking System Using PHP and MySQL for Secure Online Transactions

S Jerald Nirmal Kumar Department of Computer Science and Engineering, Jain deemed to be university,Bengaluru.

jerald@jainuniversity.ac.in

S M Thulasi Reddy

Department of Computer Science and Engineering, Jain deemed to be university, Bengaluru.

21btrcs211@jainuniversity.ac.in

BSaiAkash Department of Computer Science and Engineering, , Jain deemed to be university, Bengaluru.

21btrcs126@jainuniversity.ac.in

L Naga Vignesh Department of Computer Science and Engineering, Jain deemed to be university, Bengaluru.

21btrcs171@jainuniversity.ac.in

Abstract-In the digital age, secure and efficient online financial systems are essential for modern banking operations. This paper proposes the design and implementation of an E-Banking system built using PHP and MySQL, emphasizing security, scalability, and user- friendliness. To provide secure transactions, session security, SQL injection prevention, and password encryption are used. The technology provides an affordable digital banking option that is especially appropriate for small to medium-sized financial institutions.

Key features include user registration, account management, fund transfers, transaction history, and an administrative module for system monitoring. The platform also features an admin panel for monitoring transactions and managing user activities.

User registration, secure login, fund transfers, balance checks, and transaction history tracking are all supported by the system.

Input validation is used to guarantee data confidentiality and integrity, and key security has been transformed by the quick digitalization of financial services. This paper outlines the system’s architecture, implementation, and results, demonstrating how PHP and MySQL can be used to build scalable and secure financial applications.

Keywords— E-Banking, PHP, MySQL, Secure Transactions, Session Management, Web Application, Online Banking, Role-Based Access.