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Paper ID:IJSREM64448

E-COMMERCE EXPANSION AND SOCIO-ECONOMIC TRANSFORMATION AMONG RURAL HOUSEHOLDS IN KERALA

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM64448

Volume:

10 |

6 |

Jun 2026

Pages:

1-9

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM64448

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

Dr. Biju Thomas

Dr. Biju Thomas

Post Graduate and Research Department of Commerce

Bishop Abraham Memorial College, Thuruthicad

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Sreeresh D.

Sreeresh D.

Post Graduate and Research Department of Commerce

Bishop Abraham Memorial College, Thuruthicad

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Dr. Andrews Thomas

Dr. Andrews Thomas

Post Graduate and Research Department of Commerce

Bishop Abraham Memorial College, Thuruthicad

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Abstract

The rapid expansion of e-commerce has brought significant changes to the socio-economic conditions of rural households in Kerala. The increasing availability of internet services, wider use of smartphones, growth of digital payment facilities and better delivery systems have encouraged rural consumers to adopt online shopping more actively. This study examines the socio-economic impact of e-commerce expansion among rural households in Kerala, with particular focus on consumer behaviour, financial inclusion, employment opportunities and changes in lifestyle patterns. The present study is descriptive and analytical in nature and is based on both primary and secondary data. Primary data were collected from 120 rural consumers belonging to selected districts from northern, central and southern Kerala through a structured interview schedule. Various statistical tools, including percentage analysis, mean score analysis and the Chi-square test were used for data analysis. The findings indicate that convenience, easy access to products and attractive discounts are the major reasons influencing the use of e-commerce among rural households. The Chi-square test also revealed a significant relationship between e-commerce usage and the socio-economic development of rural households. The study concludes that e-commerce has emerged as an important factor contributing to rural economic transformation in Kerala. However, issues such as cyber fraud, digital illiteracy and the gradual decline of traditional retail businesses still remain important challenges.

KEYWORDS

E-commerce Rural Kerala Consumer Behaviour Financial Inclusion Digital Economy Rural Development

Cite This Article

Dr. Biju Thomas, Sreeresh D., Dr. Andrews Thomas, "E-COMMERCE EXPANSION AND SOCIO-ECONOMIC TRANSFORMATION AMONG RURAL HOUSEHOLDS IN KERALA," International Journal of Scientific Research in Engineering and Management, vol. 10, no. 6, pp. 1-9, Jun 2026. https://doi.org/10.55041/IJSREM64448

Full Article/Conclusion

            The expansion of e-commerce has brought significant changes to the socio-economic environment of rural Kerala. The increasing availability of internet services, growing smartphone usage, and the adoption of digital payment systems have encouraged rural consumers to engage more actively in online shopping. E-commerce has improved access to products and services, strengthened financial inclusion, created employment opportunities, and supported entrepreneurial growth in rural areas. The statistical analysis confirms that there is a significant relationship between e-commerce usage and socio-economic development among rural households. At the same time, certain challenges such as cyber fraud, digital illiteracy, and the gradual decline of traditional retail businesses still remain. Therefore, ensuring sustainable e-commerce development in rural Kerala requires coordinated efforts from the government, educational institutions, financial institutions, and e-commerce companies to promote inclusive digital growth and rural empowerment.

References

Agarwal, J., & Wu, T. (2015). Factors influencing growth potential of e-commerce in emerging economies: An institution-based N-OLI framework and research propositions. Thunderbird International Business Review, 57(3), 197–215. https://doi.org/10.1002/tie.21622 Anand Bharadwaj, A., Omar A. El Sawy, O. A., Paul A. Pavlou, P. A., & N. Venkatraman, N. (2013). Digital business strategy: Toward a next generation of insights. MIS Quarterly, 37(2), 471–482. https://doi.org/10.25300/MISQ/2013/37:2.3 David Gefen, D., Elena Karahanna, E., & Detmar W. Straub, D. W. (2003). Trust and TAM in online shopping: An integrated model. MIS Quarterly, 27(1), 51–90. https://doi.org/10.2307/30036519 Jun Chen, J., & Stuart Barnes, S. (2007). Initial trust and online buyer behaviour. Industrial Management & Data Systems, 107(1), 21–36. https://doi.org/10.1108/02635570710719034 Kenneth C. Laudon, K. C., & Carol Guercio Traver, C. G. (2021). E-commerce 2021: Business, technology, and society (16th ed.). Pearson. Kevin Zhu, K., Kenneth L. Kraemer, K. L., & Sean Xu, S. (2006). The process of innovation assimilation by firms in different countries: A technology diffusion perspective on e-business. Management Science, 52(10), 1557–1576. https://doi.org/10.1287/mnsc.1050.0487 Mika Hänninen, M., Anders Smedlund, A., & Lassi Mitronen, L. (2018). Digitalization in retailing: Multi-sided platforms as drivers of industry transformation. Baltic Journal of Management, 13(2), 152–168. https://doi.org/10.1108/BJM-04-2017-0109 Paul A. Pavlou, P. A. (2003). Consumer acceptance of electronic commerce: Integrating trust and risk with the technology acceptance model. International Journal of Electronic Commerce, 7(3), 101–134. https://doi.org/10.1080/10864415.2003.11044275

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