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Stream/Area:
-
Subject:
-
Paper ID:
IJSREM66392
Volume:
10 |
7 |
Jul 2026
Pages:
1-11
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
School of Economics and Commerce
Kalinga Institute of Industrial Technology, Bhubaneswar, Odisha, India.
Assistant Professor School of Economics and Commerce
Kalinga Institute of Industrial Technology, Bhubaneswar, Odisha, India.
Fintech can be considered a revolutionary domain, having made significant contributions to the financial sector by introducing innovations such as mobile money transfer, artificial intelligence, and blockchain technology. The rapid evolution of these technologies has not only transformed traditional financial practices but has also stimulated extensive academic research across multiple disciplines. However, the growing volume and interdisciplinary nature of FinTech literature necessitate a systematic evaluation of existing research trends, influential contributions, emerging themes, and future research directions. Therefore, this paper aims to evaluate the existing areas of fintech research through a comprehensive bibliometric analysis of studies published in the Scopus database between 2016 and January 2026. The findings highlight the importance of researching this topic and reveal that the important themes of research are connected to the development of financial inclusion and digital finance. Moreover, an important theme that could be included is the emergence of new technologies like blockchain and artificial intelligence. Additionally, the review pinpoints China, India, and the US as the prominent contributors, with a strong level of research cooperation between the authors and institutions. Although there is a considerable growth trend, the review highlights various research gaps, especially regarding practical applications in specific sectors, such as the business performance of retail organizations. The paper will contribute to the literature on this topic by providing the current state of affairs in terms of fintech research trends as well as the direction that future research should take.
KEYWORDS
In summary, the study highlights the emergence of FinTech as an increasingly growing multidisciplinary field of research with immense theoretical and practical significance. There is a considerable increase in the number of articles published, collaborations between scholars, and a variety of research areas over the last decade. Financial inclusion, digital finance, blockchain, artificial intelligence, and sustainability continue to be the leading areas of FinTech research. However, the research reveals some crucial research areas, especially relating to the role of FinTech in enhancing the efficiency of business and retail operations. The results of the study will assist researchers, policymakers, and practitioners with insights into recent trends, promising areas of study, and future directions in FinTech research.
· Abad-Segura, E., González-Zamar, M. D., & López-Meneses, E. (2024). FinTech development: A bibliometric analysis of the Scopus database (2014–2024). Procedia Computer Science, 251, 49–56. https://doi.org/10.1016/j.procs.2024.11.083 · Aria, M., & Cuccurullo, C. (2017). Bibliometrix: An R-tool for comprehensive science mapping analysis. Journal of Informetrics, 11(4), 959–975. https://doi.org/10.1016/j.joi.2017.08.007 · Arner, D. W., Barberis, J., & Buckley, R. P. (2016). The evolution of FinTech. Northwestern Journal of International Law & Business, 37(1), 127–157. https://doi.org/10.2139/ssrn.2676553. · Baas J, Schotten M, Plume A, Côté G, Karimi R (2020) Scopus as a curated, high-quality bibliometric data source for academic research in quantitative science studies. Quant Sci Stud 1(1):377–386. https://doi.org/10.1162/qss_a_00019 · Belouarrat, Y., & Azegagh, J. (2025). The role of FinTech in digitalization of financial services: A bibliometric analysis. International Journal of Research in Economics and Finance. https://doi.org/10.71420/ijref.v2i2.53 · Bo li, & Zeshui Xu (2021). Insights into financial technology (FinTech): A bibliometric and visual study. Financial Innovation, 7, 69. https://doi.org/10.1186/s40854-021-00285-7 · Boot A, Hoffmann P, Laeven L, Ratnovski L (2021) Fintech: what's old, what's new? J Financ Stab. https://doi.org/10.1016/j.jfs.2020.100836
Publication Date
7/29/2026
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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