Employment Insecurity and Career Perception among Generation Z Employees in the Indian Banking and Financial Services Sector: The Mediating Role of Job Satisfaction and the Moderating Role of Organizational Commitment

This study set out to examine how employment insecurity shapes the career perception of Generation Z employees in the Indian banking and financial services sector, and to test job satisfaction as a mediating mechanism and organizational commitment as a moderating condition. Drawing on primary data from 325 Generation Z BFSI employees, the findings confirm that employment insecurity exerts a significant negative influence on career perception, that this effect operates partly through reduced job satisfaction, and that strong organizational commitment meaningfully buffers the relationship. These results underscore that Generation Z's career outlook in a rapidly changing BFSI sector is not fixed but is actively shaped by how satisfied and how committed employees feel, both of which are, importantly, within the influence of organisational policy and managerial practice. As Indian BFSI institutions continue to navigate automation, contractualisation, and competitive talent markets, deliberate investment in job satisfaction and commitment-building emerges as a practical and evidence-based lever for sustaining a positive career outlook among their youngest and fastest-growing employee cohort.  

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