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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM44063

Financial Literacy and Its Impact on Investment Decisions in India

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM44063

Volume:

9 |

4 |

Apr 2025

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM44063

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

SN

Sathwick N

DSP

Dr. Shrinivas Patil

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Abstract

Financial literacy is a key factor in empowering people to make wise investment choices. In a fast-changing economic scenario such as India, with financial products tending to be more varied and sophisticated, investing citizens need to understand sufficient financial information. This research examines the impact of financial literacy on personal investment behavior in India. It discusses the relationship of financial literacy to investment option choice, risk appetite, and portfolio diversification. The research brings out the call for organized financial education initiatives aimed at promoting individuals’ economic well-being.

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Cite This Article

Sathwick N, Dr. Shrinivas Patil, "Financial Literacy and Its Impact on Investment Decisions in India," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 4, Apr 2025. https://doi.org/10.55041/IJSREM44063

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Publication Date

10/3/2025

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The authors declare no conflict of interest related to this research work.

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