FINANCIAL PERFORMANCE OF STATE BANK OF INDIA AND HDFC

FINANCIAL PERFORMANCE OF STATE BANK OF INDIA AND HDFC

DOLLY KUMARI YADAV-20GSOB1010308

SCHOOL OF BUSINESS, GALGOTIAS UNIVERSITY

ABSTRACT

A bank is a financial Institution licensed to receive deposit and make loans. Banks may also provide financial services such as wealth management, currency, exchange and safe deposit boxes. There are two types of central bank, scheduled bank and non-scheduled bank. There are two types of Scheduled bank, commercial and co-operative and commercial bank are four types bank, private sector bank, public sector bank, foreign bank and regional bank. Then SBI are public sector bank. The global growth continued to remain sluggish in every year. Weaken business environment near stagnation in growth dynamics. The RBI pressures on banks profitability and suggest various methods to reduce the unsecured loans and advances, with changes in the social and economic objective of Indian commercial banks profitability of SBI group. It becomes extremely over and finds remedial measures to reduce the profitability in the and HDFC value of current banking philosophy. The approach of policy makers towards profitability has changed, with the result that low profits have become a fact of life. Therefore, it is a time to concentrate on analyses of the profitability performance. The research presented was conducted at the SBI and HDFC bank. The objectives of the paper are to study the profitability position and profitability performance of SBI. Five years of data were obtained in the presented research. Statistical tables, graphs and analyses ratios were used to analyses the information received. It was finally found that the SBI bank financial performance was good and the dividend payout ratio for the last two years has been seen in Nil. In-depth information in this regard is presented in the present research paper.