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Stream/Area:
-
Subject:
-
Paper ID:
IJSREM66385
Volume:
10 |
7 |
Jul 2026
Pages:
1-5
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
Dept of Management Studies
Visvesvaraya Technological University-Belagavi, Centre for Post-Graduation Studies, Muddenahalli, Chikkaballapura
Dept of Management Studies
Visvesvaraya Technological University-Belagavi, Centre for Post-Graduation Studies, Muddenahalli, Chikkaballapura
Manappuram Finance Ltd. is one of India's leading Non-Banking Financial Companies (NBFCs), widely recognized for its gold loan services and diversified financial products. Established in 1949 and headquartered in Valapad, Kerala, the company has expanded its operations across India through an extensive branch network and digital platforms. Besides gold loans, it offers microfinance, vehicle finance, housing finance, SME loans, and other financial services, catering to both urban and rural customers. The company focuses on providing quick, secure, and customer-friendly financial solutions while maintaining strong operational efficiency and regulatory compliance. This study analyzes the financial performance of Manappuram Finance Ltd. by examining key financial statements and performance indicators such as profitability, liquidity, efficiency, and solvency ratios. The analysis helps evaluate the company's financial stability, growth trends, and overall operational performance over the selected period. The findings indicate that Manappuram Finance has maintained a strong position in the Indian financial services sector through effective financial management, technological innovation, and product diversification. The study concludes that the company possesses a sound financial foundation and significant potential for sustainable growth, making it one of the prominent NBFCs in India's financial market.
KEYWORDS
The study on the financial performance of Manappuram Finance Ltd. concludes that the company has maintained a strong and stable financial position during the period under review. The analysis of financial statements and key financial ratios indicates that the company has achieved satisfactory profitability, maintained adequate liquidity, and efficiently managed its financial resources. Its core gold loan business continues to be the primary source of revenue, while diversification into microfinance, vehicle finance, housing finance, and other lending activities has strengthened its overall business performance and reduced dependence on a single source of income.
· Manappuram Finance Ltd. (2025). Annual Report 2024–25. Retrieved from https://www.manappuram.com/annual-reports · Manappuram Finance Ltd. (2025). Investor Relations. Retrieved from https://www.manappuram.com/investors · Manappuram Finance Ltd. (2025). Corporate Governance Reports. Retrieved from https://www.manappuram.com/corporate-governance-reports · Reserve Bank of India. (2025). Report on Trend and Progress of Banking in India. Retrieved from
Publication Date
7/28/2026
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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