FinTech – AI-Based Daily Finance and Loan Eligibility System

  The implementation and evaluation of different machine learning models demonstrated that AI- based systems can effectively predict loan eligibility using users’ daily financial data. Among the models tested, Random Forest achieved the best overall performance in terms of accuracy and reliability, while Logistic Regression and Decision Tree also provided efficient and interpretable results. The FinTech system successfully helps users manage their finances digitally and supports financial inclusion by assisting rural and underserved communities in understanding loan opportunities and government financial schemes. Overall, the project proves that Machine Learning and FinTech technologies can simplify financial management and improve access to credit services.

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