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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM50236

FinTech and Financial Inclusion: The Role of Digital Payments in Emerging Markets

Stream/Area:

-

Subject:

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Paper ID:

IJSREM50236

Volume:

9 |

6 |

Jun 2025

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM50236

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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F

FinTech

IS

Ishika Sharma

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Abstract

This study investigate the impact of digital payment adoption on financial inclusion in emerging markets, digital payments are at the forefront of transforming financial landscapes in emerging economies. India’s transition toward a less-cash society showcases the benefits and challenges associated with such a transition. finding reveal a significant positive correlation between digital  payment penetration aand improvement in access to credit, saving and formal banking.  This paper investigates the growth, drivers, and impacts of digital payments in India, emphasizing behavioural shifts, technological adoption, and financial inclusion.

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FinTech, Ishika Sharma, "FinTech and Financial Inclusion: The Role of Digital Payments in Emerging Markets," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 6, Jun 2025. https://doi.org/10.55041/IJSREM50236

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Publication Date

6/14/2025

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Review Rounds: 2

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