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© 2026 IJSREM – International Journal of Scientific Research in Engineering and Management. This is an open-access journal. Articles are published under the Creative Commons Attribution (CC BY 4.0) License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

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Paper ID:IJSREM64914

From Clicks to Conversations: Exploring How AI Shopping Agents Shape Trust, Risk, and Purchase Decisions in India's Digital

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM64914

Volume:

10 |

6 |

Jun 2026

Pages:

1-11

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM64914

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

DBS

Dr. Balkrishan Sangvikar

Department of Management Sciences

Savitribai Phule Pune University

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DPK

Dr. Parag Kalkar

Department of Management Sciences

Savitribai Phule Pune University

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DAP

Dr. Avinash Pawar

Department of Management Sciences

Savitribai Phule Pune University

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Abstract

Purpose: This paper developed a conceptual framework to examine how AI-powered conversational commerce agents (namely including chatbots, voice assistants, and generative AI shopping agents, influenced consumer decision-making, trust formation, and purchase behaviour in the Indian e-commerce context. Design/Methodology/Approach: The study adopted a theoretical approach, integrating the Technology Acceptance Model (TAM) with trust theory and human-AI interaction literature. Through an extensive synthesis of multidisciplinary research across marketing, information systems, and computer science, the paper proposed a comprehensive model with ten testable research propositions. Findings: The framework identified four conversational AI attributes (anthropomorphism, conversational intelligence, personalisation capability, and voice assistant integration) that activated perceived usefulness, perceived ease of use, and consumer trust as mediating mechanisms. These cognitive and affective states, in turn, shaped purchase intention and continued usage intention. Perceived risk and generational cohort were proposed as moderating variables. Practical Implications: The framework offered strategic guidance for e-commerce platforms, AI developers, and policymakers seeking to design trustworthy, effective conversational commerce experiences for Indian consumers across generational segments. Originality/Value: This study contributed a novel integrative framework combining TAM with trust theory and human-AI interaction perspectives within the Indian e-commerce setting. It was among the first conceptual models to address chatbots, voice assistants, and generative AI shopping agents as concurrent conversational commerce touchpoints shaping consumer behaviour in an emerging market.

KEYWORDS

Conversational Commerce; AI Chatbots; Voice Assistants; Generative AI; Consumer Trust; Technology Acceptance Model; E-Commerce; India

Cite This Article

Dr. Balkrishan Sangvikar, Dr. Parag Kalkar, Dr. Avinash Pawar, "From Clicks to Conversations: Exploring How AI Shopping Agents Shape Trust, Risk, and Purchase Decisions in India's Digital," International Journal of Scientific Research in Engineering and Management, vol. 10, no. 6, pp. 1-11, Jun 2026. https://doi.org/10.55041/IJSREM64914

Full Article/Conclusion

Conversational commerce powered by AI chatbots, voice assistants, and generative AI agents is redefining how Indian consumers discover, evaluate, and purchase products online. This paper has developed an integrated conceptual framework (namely the AI-Mediated Conversational Commerce Adoption Model, that traces the pathways through which conversational AI attributes shape consumer purchase intention and continued usage intention through the mediating mechanisms of perceived usefulness, perceived ease of use, and consumer trust. By combining the Technology Acceptance Model with trust theory and human-AI interaction perspectives, the framework captures the multi-dimensional nature of AI-mediated shopping experiences that blend functional utility with social and relational dynamics. The identification of perceived risk and generational cohort as moderating variables grounds the model in the realities of India's diverse, rapidly digitising consumer market. As conversational AI moves from experimental feature to core retail infrastructure, this framework provides a robust theoretical foundation for future empirical research and practical guidance for stakeholders navigating the complexities of AI-driven consumer engagement in one of the world's most dynamic e-commerce markets.  

References

Bain and Company. (2026). How India shops online 2026. Bain and Company. https://www.bain.com/insights/how-india-shops-online-2026/ Balakrishnan, J., & Dwivedi, Y. K. (2024). Conversational commerce: Entering the next stage of AI-powered digital assistants. Annals of Operations Research, 333(2-3), 653-687. https://doi.org/10.1007/s10479-021-04049-5 Bhattacherjee, A. (2001). Understanding information systems continuance: An expectation-confirmation model. MIS Quarterly, 25(3), 351-370. https://doi.org/10.2307/3250921 Blut, M., Wang, C., Wunderlich, N. V., & Brock, C. (2021). Understanding anthropomorphism in service provision: A meta-analysis of physical robots, chatbots, and other AI. Journal of the Academy of Marketing Science, 49(4), 632-658. https://doi.org/10.1007/s11747-020-00762-y Capgemini Research Institute. (2026). What matters to today's consumer 2026: How AI is transforming value perception. Capgemini. Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly, 13(3), 319-340. https://doi.org/10.2307/249008 Grand View Research. (2025). Chatbot market size, share and growth report, 2025-2033. Grand View Research. https://www.grandviewresearch.com/industry-analysis/chatbot-market Horton, D., & Wohl, R. R. (1956). Mass communication and para-social interaction: Observations on intimacy at a distance. Psychiatry, 19(3), 215-229. https://doi.org/10.1080/00332747.1956.11023049 Kumar, A. (2026). Anthropomorphism in e-commerce chatbots: Effects on consumer trust and purchase intention. Journal of Management Research and Analysis, 13(1), 30-40. https://doi.org/10.18231/j.jmra.15212.1768997278 Longoni, C., Bonezzi, A., & Morewedge, C. K. (2019). Resistance to medical artificial intelligence. Journal of Consumer Research, 46(4), 629-650. https://doi.org/10.1093/jcr/ucz013 Lopez-Lopez, D., & Bara Iniesta, M. (2025). The impact of conversational AI on consumer decision-making: A systematic review and cluster analysis. Journal of Information Technology and Politics. https://doi.org/10.1177/18479790251351889

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Publication Date

6/13/2026

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Review Rounds: 2

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