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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM54883

Government Schemes and Institutional Support for Women Entrepreneurs in India: Effectiveness and Challenges

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM54883

Volume:

9 |

12 |

Dec 2025

Pages:

1-9

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM54883

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

TS

Tharamani S

Commerce

Government First Grade College, Thyamagondlu, Nelamangala Taluk, Bangalore Rural

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Abstract

Women entrepreneurs are increasingly crucial to India's economic development by creating jobs, innovation, income, and inclusive growth. Stand-Up India, Pradhan Mantri MUDRA Yojana, Startup India, DAY-NRLM, and the Women Entrepreneurship Platform are government programs that support women entrepreneurship. These programs include funding, credit, training, mentoring, incubation, and market support. The effectiveness and constraints of government schemes and institutional support for Indian women entrepreneurs are examined in this study. It examines how these programs increase access to finance, entrepreneurship, technology, mentorship, networking, and market prospects. The survey also highlights issues such as low scheme awareness, cumbersome application processes, inadequate institutional assistance, collateral restrictions, lack of digital and financial literacy, and socio-cultural limitations in getting formal loans. Evidence shows that women participate in MUDRA and Stand-Up India, while WEP provides information, mentorship, and financial resources.

KEYWORDS

Women Entrepreneurship; Government Schemes; Institutional Support; Financial Inclusion; Skill Development; Mentoring; Market Access; India.

Cite This Article

Tharamani S, "Government Schemes and Institutional Support for Women Entrepreneurs in India: Effectiveness and Challenges," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 12, pp. 1-9, Dec 2025. https://doi.org/10.55041/IJSREM54883

Full Article/Conclusion

•     In India, women entrepreneurship plays a significant role in the creation of jobs, economic growth, innovation, and inclusive development. •     Government initiatives have given women a number of chances to launch, fund, and grow their enterprises. •     These prospects are further strengthened by institutional support from financial institutions, Self-Help Groups (SHGs), training organizations, mentorship agencies, and entrepreneurship platforms. •     However, awareness gaps, complex processes, budgetary limitations, digital obstacles, and sociocultural difficulties all have an impact on how effective schemes are. •     The study comes to the conclusion that government aid should concentrate on training, mentoring, technology, market access, and ongoing handholding in addition to financial support. •     Increasing awareness and streamlining processes can motivate more female entrepreneurs to take advantage of existing programs.

References

Ahmed, A., Kaur, J., Dabral, S., & Nagris, S. (2024). A comprehensive analysis of Indian government schemes addressing the challenges faced by women entrepreneurs. International Journal of Interdisciplinary Cultural Studies, 19(2). https://doi.org/10.18848/6z5mxs52 Choudhary, Y. (2025). Role of government schemes in promoting women entrepreneurship in India. EPRA International Journal of Multidisciplinary Research, 11(9). Gawande, S. D., & Kotkar, S. N. (2024). Understanding the effectiveness of nationalized bank schemes on the success of women's entrepreneurship. ShodhKosh: Journal of Visual and Performing Arts, 5(6). https://doi.org/10.29121/shodhkosh.v5.i6.2024.4733 International Finance Corporation. (2010). Strengthening access to finance for women-owned SMEs in India. World Bank Group. International Finance Corporation. (2011). Strengthening access to finance for women-owned SMEs in developing countries. World Bank Group. International Finance Corporation. (2022). Opportunities and constraints of women-owned very small enterprises in India. World Bank Group. Jain, K., & Singh, Y. (2026). Women entrepreneurship in India: A comprehensive scheme-based analysis. SSRN. Kinger-Hans, L. (2025). Broadening the entrepreneurship funnel for women in poverty contexts: Field-experimental evidence from India. Strategic Entrepreneurship Journal, 19(4), 585–613. https://doi.org/10.1002/sej.70002 Kumar, J. S. (2024). Analyzing the effectiveness of government policies for promoting women entrepreneurship in India. International Eagle Leap Printers and Publisher Pvt. Ltd.

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Publication Date

12/29/2025

Peer Review Type

Double-Blind Peer Review

Review Rounds: 2

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