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Paper ID:IJSREM66537

Impact of Scholarship Schemes on Higher Education: A Study among College Students in Kochi

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM66537

Volume:

10 |

8 |

Aug 2026

Pages:

1-19

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM66537

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

DNJ

Dr. Neeraja James

Department of Economics

St. Albert’s College (Autonomous), Ernakulam, Kochi, Kerala, India – 682 018

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DSTM

Dr. Somasekharan T M

Department of Commerce and Management

Amrita Vishwa Vidyapeetham, Kochi, Kerala, India - 682 024.

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IRK

Isha Raju K

Department of Economics

St. Albert’s College (Autonomous), Ernakulam, Kochi, Kerala, India – 682 018

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Abstract

Scholarships play a significant role in promoting access to higher education by reducing the financial burden on students. They help students meet educational expenses such as tuition fees, hostel fees, study materials, and travel costs, enabling them to concentrate on their academic performance. In India, scholarship schemes introduced by the Central and State Governments support students from economically weaker sections and contribute to increasing enrollment in higher education. Kerala has established an effective scholarship support system through transparent digital platforms and merit-based financial assistance. This study examines the effectiveness of scholarships among college students in Kochi by evaluating whether the scholarship amount is sufficient to meet educational needs, whether the funds are credited during the academic period, and the level of students' awareness regarding government scholarship schemes. The study is based on primary data collected from 50 college students using a structured questionnaire through personal interviews, supported by secondary data from journals, books, and internet sources. The findings are expected to provide insights into the adequacy and timely disbursement of scholarships and suggest measures to improve the efficiency of scholarship programmes for the benefit of students.

KEYWORDS

Higher Education Educational Finance Government Scholarship Schemes Academic Performance Financial Assistance

Cite This Article

Dr. Neeraja James, Dr. Somasekharan T M, Isha Raju K, "Impact of Scholarship Schemes on Higher Education: A Study among College Students in Kochi," International Journal of Scientific Research in Engineering and Management, vol. 10, no. 8, pp. 1-19, Aug 2026. https://doi.org/10.55041/IJSREM66537

Full Article/Conclusion

Scholarships play a vital role in supporting students by helping them meet essential educational expenses such as tuition fees, travel costs, food, accommodation, and study materials. For students from economically weaker backgrounds, scholarships are an important source of financial assistance that enables them to continue their higher education. However, delays in the disbursement of scholarship funds create financial difficulties, making it challenging for students to pay their fees and manage their academic expenses. Such delays can increase financial pressure, cause emotional stress, and negatively affect students' concentration, academic performance, and overall learning experience. Therefore, ensuring the timely disbursement of scholarship funds, along with an efficient scholarship management system, is essential for improving students' well-being, reducing financial stress, and promoting better academic outcomes.

References

[1] Aitken, D., Schapper, C., & Skuja, E. (2004). Students who received scholarships at Monash University. [2] Ahmed, et al. (2022). Impact of need-based scholarships on students in higher education institutions. [3] Banerjee, K. (2024). Role of different state government scholarship schemes in skill development among the graduates from poor households: A case study in West Bengal. In Role of Industry Academia Interface in Skill Development (pp. 95–106). [4] Berlanga, V., & Corti, F. (2025). Impact of scholarships on university academic performance: A comparative analysis of students with and without scholarships. [5] Bora, S., & Mayuri. (n.d.). The awareness about different scholarship schemes among the students of Assam Agricultural University. [6] Crowne, N. (2022). Impact of merit-based scholarships on student enrolment at a branch campus of a large public university in the United States located in Japan. [7] Dr. Francis, M. C., Ignatious, A., Damian, D., & Somasekharan, T. M. (2026). Role and challenges of Harith Karma Sena: A study in Ernakulam District. International Journal of Advanced Research in Computer and Communication Engineering, 15(5), 1907–1918. [8] Dr. Francis, M. C., Vishnu, M., Paiva, B. R., & Somasekharan, T. M. (2026). Financial behaviour and challenges of gig workers: An analysis of income, savings, and investment patterns. International Journal of Leading Research Publication (IJLRP), 7(6), 1–16. [9] Dr. Neeraja James, N., Angel Rose, & Somasekharan, T. M. (2026). Socio-economic and environmental impacts of Mangalavanam Bird Sanctuary, Ernakulam. International Journal of Technology and Applied Science (IJTAS), 17(6), 1–19. [10] EDUKASIA Jurnal Pendidikan dan Pembelajaran. (2024). The impact of scholarships on student achievement: A mixed-methods study. EDUKASIA Jurnal Pendidikan dan Pembelajaran, 5(1).

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Publication Date

8/5/2026

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