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Stream/Area:
-
Subject:
-
Paper ID:
IJSREM65524
Volume:
10 |
6 |
Jun 2026
Pages:
1-8
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
Commerce
DDU Gorakhpur University
Commerce
DDU Gorakhpur University
Commerce
DDU Gorakhpur University
The financial innovation has redefined and reshaped the landscape of the financial services at global level. In developing economies like India, Fintech has emerged as the primary driver for financial inclusion, financial progression, and development, while in a developed country like Singapore, it has not only transformed the present landscape but has also fostered technological evolution and development. By utilizing global financial standards and indices such as the Global Fintech Index, Digital Competitiveness Index, and Global Financial Center Index, the study tries to analyze the progression and growth of financial offering in India and Singapore. It explores the influence of fintech on financial engagement, banking and financial services, and the legal framework. The paper tries to map out the disparity and examines the governance ecosystem, thus provides meaningful takeaways and recommendations for augmenting the India's Fintech sector’s progression by employing Singapore’s renowned standards.
KEYWORDS
The following are some avenues where future investigation can be done to amplify the comprehension of fintech and could offer more valuable insights into the Fintech framework and its global influence- 1. Future studies can utilize current primary data to attain a more comprehensive and relevant conclusions. 2. Future exploration should comprise wide range of economies to gain a more accurate comprehension of fintech and factors impacting it. 3. Future studies should integrate specific sectors to identify and analyze fintech progress in these sectors and map out the strengths, weaknesses, opportunities and threats. 4. Further exploration should focus on consumer – centric parameters like attitude and trust to analyze their impact on Fintech adoption and usage patterns.
· Huang, J., Jie, Y., & Wu, S. (2023). The impact of Fintech on economic growth in Singapore. Frontiers in Business Economics and Management, 10(2), 330-340. · Fan, P. S. (2018). Singapore's approach to developing and regulate FinTech. In Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1 (pp. 347-357). Academic Press. · Lin, L. (2019). Regulating fintech: The case of Singapore. Banking and Finance Law Review. · Priya, P. K., & Anusha, K. (2019). Fintech issues and challenges in India. International Journal of Recent Technology and Engineering, 8(3), 904-908. · Kandpal & Mehrotra’s Financial Inclusion: The role of Fintech and digital financial services in India (2019) · Nair, D., Veeragandham, M., Pamnani, P., Prasad, S., & Guruprasad, M. (2021). Impact of COVID-19 On the Fintech Industry. International Journal of Research in Engineering, Science and Management, 4(2), 27-34. · Reddy, M. S., & Kumar, K. (2024). Exploring the Transformative Impact of Fintech on Banking, Finance and Insurance Industries. International J. Sci. Res. Eng. Manag, 8(04), 1-5. Websites · http://findexable.com/2021-fintech-ranking/ · http://www.rbi.org.in · http://www.worldbank.org/globalfindex · http://www.mas.gov.sg
Publication Date
6/24/2026
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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Conflict of Interest
The authors declare no conflict of interest related to this research work.
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