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Stream/Area:
-
Subject:
-
Paper ID:
IJSREM44884
Volume:
9 |
4 |
Apr 2025
Pages:
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
â L2C is a smart online platform that simplifies and speeds up the loan approval process. It supports six major loan types including personal, home, and education loans. The system uses machine learning to analyze credit score, income, and job details to check eligibility. An EMI calculator helps users plan repayments. A risk assessment module predicts and filters risky applicants. The user-friendly interface guides users with clear steps, document lists, and FAQs. Applicants benefit from faster, transparent processing, while banks enjoy reduced costs and better decision-making. L2C makes loan approvals smarter and more efficient for everyone.
KEYWORDS
Publication Date
4/19/2025
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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Conflict of Interest
The authors declare no conflict of interest related to this research work.
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No funding information available for this research.
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