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Paper ID:IJSREM67142

Mapping the Research Landscape of Sustainable Finance and Digital Financial Literacy: A Bibliometric Perspective (2021–2025)

Stream/Area:

-

Subject:

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Paper ID:

IJSREM67142

Volume:

10 |

9 |

Sep 2026

Pages:

1-19

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM67142

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

Subhosree Sarkar

Subhosree Sarkar

Department of Management

Techno India University, West Bengal

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Abstract

This study maps the intellectual structure and global research landscape of Sustainable Finance and Digital Financial Literacy (DFL) through a bibliometric analysis of publications indexed in Scopus and Web of Science between 2021 and 2025. A final dataset of 250 peer-reviewed articles was analysed using VOSviewer (v1.6.x) and Microsoft Excel to examine publication trends, keyword co-occurrence networks, thematic clusters, and country-level collaboration patterns. Research output increased substantially from 2021 to 2024, while the lower number observed for 2025 reflects partial-year indexing at the time of data collection. Keyword co-occurrence analysis identifies five dominant thematic clusters: Green Finance and Environmental Sustainability, FinTech and Digital Finance, ESG and Corporate Performance, Digital Financial Literacy and Inclusion, and Digital Transformation and Circular Economy. Network mapping reveals strong conceptual linkages between technological innovation, sustainability frameworks, and literacy-oriented inclusion themes. Country collaboration analysis highlights the leadership of China, India, and the United States, alongside expanding cross-regional research partnerships. By systematically integrating fragmented research streams, this study provides a structured overview of thematic evolution, collaboration intensity, and emerging research directions within sustainable digital finance. The findings offer a foundation for future empirical and theory-driven investigations in this rapidly developing field.

KEYWORDS

Digital Financial Literacy Sustainable Finance FinTech Green Finance ESG Bibliometric Analysis

Cite This Article

Subhosree Sarkar, "Mapping the Research Landscape of Sustainable Finance and Digital Financial Literacy: A Bibliometric Perspective (2021–2025)," International Journal of Scientific Research in Engineering and Management, vol. 10, no. 9, pp. 1-19, Sep 2026. https://doi.org/10.55041/IJSREM67142

Full Article/Conclusion

 This bibliometric study confirms that Sustainable Finance and Digital Financial Literacy (DFL) have evolved into an integrated and rapidly expanding research domain between 2021 and 2025. The thematic clusters reveal a strong convergence of FinTech innovation, ESG governance, green finance, and digital transformation within a unified sustainability framework. Importantly, the prominence and connectivity of DFL within the keyword network suggest that it represents an important thematic element in the sustainable finance research landscape. The literature frequently discusses DFL alongside technological advancement, financial inclusion, and responsible financial decision-making. The literature frequently discusses Digital Financial Literacy in relation to transparency, financial inclusion, and inclusive growth. The growing international collaboration patterns further indicate that sustainable digital finance is emerging as a global policy and research priority. Future research should move beyond descriptive mapping toward empirical models that test how DFL directly influences sustainable finance outcomes. The findings highlight the potential importance of strengthening Digital Financial Literacy in building more resilient, inclusive, and sustainability-oriented financial ecosystems.

References

Affandi, S., Fitriani, E., & Rahman, M. (2024). Digital financial literacy and SME financing: Evidence from Southeast Asia. Economic Research–Ekonomska Istraživanja, 37(1), 2312–2331. https://doi.org/10.1080/1331677X.2023.2179921 Adefare, B., Udo, B., & Hassan, O. (2024). Digital financial literacy and empowerment of women-led microenterprises. Sustainability, 16(3), 1211. https://doi.org/10.3390/su16031211 Ahmed, M., Akram, W., Anwar, A., Rehman, R. U., & Hashmi, S. H. (2021). Financial knowledge, financial self-efficacy, and retirement preparedness. International Journal of Environmental Research and Public Health, 18(12), 6547. https://doi.org/10.3390/ijerph18126547 Alessi, L., Ossola, E., & Panzica, R. (2024). The EU taxonomy and the rise of sustainable finance. Journal of Banking Regulation, 25(2), 153–172. https://doi.org/10.1057/s41261-023-00207-6 Alkhwaldi, A. (2025). FinTech, financial literacy, and sustainable financial inclusion: A systematic review. Empirical Economics, 66(1), 121–145. https://doi.org/10.1007/s10663-024-09555-1 Aria, M., & Cuccurullo, C. (2017). bibliometrix: An R-tool for comprehensive science mapping analysis. Journal of Informetrics, 11(4), 959–975. https://doi.org/10.1016/j.joi.2017.07.007 Arner, D. W., Buckley, R. P., Zetzsche, D. A., & Veidt, R. (2021). Sustainability, FinTech, and financial inclusion. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3887843 Bajwa, I., Rehman, S. U., Iqbal, A., Anwar, Z., Ashiq, M., & Khan, M. A. (2022). Past, present, and future of FinTech research: A bibliometric analysis. SAGE Open, 12(3), 21582440221110761. https://doi.org/10.1177/21582440221110761 Bhandare, D. M., Kulkarni, P. L., & Patil, S. (2021). Financial literacy and digital payments adoption: Evidence from urban India. Applied Economics Letters, 29(18), 1579–1585. https://doi.org/10.1080/13504851.2021.1956483 Bittini, A., Grimaldi, M., & Cricelli, L. (2022). FinTech and sustainability: A bibliometric analysis of the literature. Sustainability, 14(19), 12278. https://doi.org/10.3390/su141912278

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Publication Date

9/8/2026

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