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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM53936

Micro-Investment Insights for Smarter Financial Decisions

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM53936

Volume:

9 |

11 |

Nov 2025

Pages:

Publication Frequency:

Monthly (12 issues per year)

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Not assigned

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

SK

SHALENI K

SPS

SHARVESH PRASATH S

TR

THASMIA R

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Abstract

In today’s fast-paced and dynamic financial world, young individuals particularly students often struggle to access and understand smart investment opportunities due to their limited income, lack of financial literacy, insufficient guidance, and fear of financial risks. This lack of awareness prevents them from building early saving habits and securing long-term financial stability. To address this challenge, the proposed project introduces a Micro-Investment Recommendation System designed specifically for students.The system aims to encourage early financial planning and disciplined investment practices by simplifying complex financial concepts and making them more accessible. The application collects key financial inputs such as monthly income, saving goals, investment duration, and risk appetite, which are analyzed through built-in logical algorithms to generate personalized recommendations tailored to each user’s profile.These recommendations may include options such as Systematic Investment Plans (SIPs), digital gold, or cryptocurrencies, allowing students to start investing even with small amounts. Additionally, the app offers real-time progress tracking, interactive dashboards, financial tips, and smart alerts to keep users informed, engaged, and motivated. By combining personalization, accessibility, and education, this project empowers students to manage their finances efficiently, develop responsible money management habits, and build long-term wealth from an early age.

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Cite This Article

SHALENI K, SHARVESH PRASATH S, THASMIA R, "Micro-Investment Insights for Smarter Financial Decisions," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 11, Nov 2025.

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Publication Date

11/13/2025

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Double-Blind Peer Review

Review Rounds: 2

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5

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The authors declare no conflict of interest related to this research work.

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