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Stream/Area:
-
Subject:
-
Paper ID:
IJSREM51373
Volume:
9 |
7 |
Jul 2025
Pages:
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
This study explores the financial stability of Indian Overseas Bank (IOB) by employing advanced econometric techniques like ARIMA, VAR & regression, to model & forecast GrossNPA. This Research investigate the dynamic relationships between NPAs and key macroeconomic variables. The ARIMA model forecast a stable trend in IOB’s NPAs through 2030, while the VAR highlights a two-way link between GDP and NPAs. Through Regression we identified exchange rate is the most significant predictor of asset quality. A comparative ARIMA analysis with other major Indian banks further supports findings. The study emphasizes the value of predictive models for effective risk management and policy formulation in banking sector.
KEYWORDS
Publication Date
7/16/2025
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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Conflict of Interest
The authors declare no conflict of interest related to this research work.
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