Mutual Fund a Future Oriented Savings Plan

Mutual Fund a Future Oriented Savings Plan

SUBMITTED BY- Jayant Sinha

UNDER SUPERVISION OF- Pratiksha Jha

BACHELOR OF BUSINESS ADMINISTRARTION

SCHOOL OF BUSINESS

INTRODUCTION OF MUTUAL FUNDS

Mutual funds are now often used by investors as a risk management tool when buying individual stocks. Mutual investment are a group of stocks chosen by a distributor of mutual funds and offered to investors as shares of a fund. When investing, you can pick from a variety of funds. Technology funds, development funds, protection money, and income funds are a few of the most common subcategories. Since they enable you to invest in a variety of stock while significantly lowering the risk involved compared to placing all of your money in one, mutual funds are particularly well-liked.

For the typical person, mutual funds have emerged as one of the most alluring investment options. A mutual fund pools money from thousands of participants to provide high relative security and returns, and then diversifies that money into a variety of holdings, such as bonds, stocks, or government securities.

For the majority of investors, mutual funds may currently be the best opportunity. It makes sense that in the USA, the nation where mutual funds originated, the mutual fund economy has already exceeded the banking sector. Several attractive investment opportunities are already being made available to Indian investors by the Indian industry.

Despite being not insured like banks, mutual funds frequently offer returns that are better than the mere one to two per cent currently offered by banks yet continuing to be one of the riskiest ways to increase your wealth. There are a plethora of possibilities for investing in mutual funds, depending on the level of risk you are ready to face.