Crossref DOIMemberCiteFactoropen accessissn
SJIF Impact Factor 8.659 | ISSN: 2582-3930
IJSREM Logo

International Journal of Scientific Research in Engineering and Management

(Gateway to Global Scholars - An International, Scholarly, Multi-Disciplinary, Open Access Journal)

Peer-Reviewed Journal Designed to Meet UGC's Quality Parameters

HomeCurrent IssuePast IssuesPay OnlineConferencesEditorial BoardAbout UsContact Us
IJSREM

Loading article...

Follow Us

  • Google Scholar
  • ResearchGate
  • Academia.edu
  • Mendeley
  • LinkedIn
  • Facebook
  • Instagram

Journal Policies

  • Peer Review Policy
  • Publication Ethics
  • Copyright Infringement
  • Refund & Cancellation Policy
  • Terms and Conditions
  • Privacy Policy

Journal Identifiers & Licenses

  • ISSN Verified: 2582-3930ISSN Verified: 2582-3930
  • Crossref DOI: 10.55041Crossref DOI: 10.55041
  • SJIF Ranking: 08.659SJIF Ranking: 08.659
  • Licensed under CC BY 4.0Licensed under CC BY 4.0
  • ISO Certification: 9001:2015ISO Certification: 9001:2015
  • Indexed & Cited In: Google ScholarIndexed & Cited In: Google Scholar

Contact Us

International Journal of Scientific Research in Engineering and Management (IJSREM)

#62/1, New No 7, 1st Cross, 2nd Main, Ganganagar, R T Nagar, Bangalore North, Bangalore, Karnataka, India – 560032
[email protected]+91 93911 67991
logos
logos
Working Hours

Mon – Sat: 9:00 AM – 6:00 PM

Sunday: 10:00 AM – 4:00 PM

+91 93911 67991

© 2026 IJSREM – International Journal of Scientific Research in Engineering and Management. This is an open-access journal. Articles are published under the Creative Commons Attribution (CC BY 4.0) License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

DisclaimerPrivacy PolicyTerms and Conditions
ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM59938

Next-Generation Financial Operating Systems: A High-Fidelity, Offline-First Approach

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM59938

Volume:

10 |

4 |

April 2026

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/ijsrem59938

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

Share this article:

Authors

AS

Ayush Sawant

HP

Harshvardhan Patil

DSK

Dr. Sandeep Kulkarni

L

Lohgaon

AR

Airport Rd

CB

Charholi Budruk

P

Pune

Author Services & Downloads

Full Articles

Abstract

The quick development of financial technology (FinTech) necessitates robust backend infrastructures in addition to extremely responsive, secure, and visually appealing user interfaces. This study offers a thorough technical analysis of a contemporary Financial Operating System (Financial OS) constructed with Tailwind CSS, TypeScript, and React. The system uses sophisticated UI concepts, such as glass morphism and smooth transitions, and is inspired by the CRED design language. The program uses Supabase (PostgreSQL) for safe, scalable data storage and React Router v7’s Data Mode for stateful, complicated routing. The deployment of a Service Abstraction Layer (SAL) that guarantees offline resilience with AES-GCM encrypted local storage fallbacks is a fundamental contribution. During network throttling, experimental results show a 66% improvement in Time to Interactive (TTI) and 100% uptime for read operations.

KEYWORDS

Row Level Security (RLS) PostgreSQL Offline-First Architecture Service Abstraction Layer (SAL) React Router v7 and FinTech Frameworks

Cite This Article

Ayush Sawant, Harshvardhan Patil, Dr. Sandeep Kulkarni, Lohgaon, Airport Rd, Charholi Budruk, Pune, "Next-Generation Financial Operating Systems: A High-Fidelity, Offline-First Approach," International Journal of Scientific Research in Engineering and Management, vol. 10, no. 4, April 2026. https://doi.org/10.55041/ijsrem59938

Full Article/Conclusion

References

Editorial & Review Transparency

Publication Date

4/13/2026

Peer Review Type

Double-Blind Peer Review

Review Rounds: 2

Documents

Review Report (Confidential)
Copyright Form (Office)

Article Metrics & Impact

Article Views

0

Total views since publication

PDF Downloads

0

Total downloads since publication

Geographic Reach

5

Indexing, Archiving & Preservation

Google Scholar
Academia
ResearchGate
Crossref
SSRN
Semantic Scholar
Thomson Reuters
WorldCat
Mendeley
OpenAlex
EBSCO
Zenodo

Digital Preservation: This article is permanently archived on Zenodo and complies with all data preservation standards across major indexing platforms.

Ethics, Compliance & Transparency

Plagiarism Screening

This manuscript has been checked for plagiarism using TurnitinPlagiarismChecker software.

Conflict of Interest

The authors declare no conflict of interest related to this research work.

Funding Information

No funding information available for this research.

Similar & Recommended Articles

Similar Articles by Topic

Related research in the same subject area

Loading similar articles...