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© 2026 IJSREM – International Journal of Scientific Research in Engineering and Management. This is an open-access journal. Articles are published under the Creative Commons Attribution (CC BY 4.0) License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:10.55041/IJSREM22597

Promoting Financial Inclusion: The Role of Fintech and Digital Finance

Stream/Area:

-

Subject:

-

Paper ID:

10.55041/IJSREM22597

Volume:

7 |

6 |

Jun 2023

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
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Not assigned

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

NG

Neethu Gopalakrishnan

DDS

Dr Dibin Sekharan

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Abstract

Financial inclusion is a key driver of inclusive growth, and digital finance has revolutionized the financial sector by providing faster, more efficient, and more accessible financial services. Fintech, in particular, has played a crucial role in expanding financial inclusion by granting historically underserved populations access to digital banking services. This study examines the impact of fintech on financial inclusion within the realm of digital finance. It explores how fintech has enabled individuals with limited access to traditional banking services to engage with the financial system. Additionally, the study addresses the regulatory and policy challenges posed by fintech and digital finance. Ultimately, the article asserts that the success of fintech and digital finance in promoting financial inclusion hinges on their effective implementation and governance.

KEYWORDS

Digital finance providers Mobile banking Digital channels Financial services Customer satisfaction

Cite This Article

Neethu Gopalakrishnan, Dr Dibin Sekharan, "Promoting Financial Inclusion: The Role of Fintech and Digital Finance," International Journal of Scientific Research in Engineering and Management, vol. 7, no. 6, Jun 2023. https://doi.org/10.55041/IJSREM22597

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Publication Date

6/5/2023

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Double-Blind Peer Review

Review Rounds: 2

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The authors declare no conflict of interest related to this research work.

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