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© 2026 IJSREM – International Journal of Scientific Research in Engineering and Management. This is an open-access journal. Articles are published under the Creative Commons Attribution (CC BY 4.0) License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM64790

Role of Artificial Intelligence in Financial Decision-Making

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM64790

Volume:

10 |

6 |

Jun 2026

Pages:

1-7

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM64790

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

DDAH

Dr. Desavale Abhijit Hindurao

Commerce

Arts Commerce and Science College, Ashta

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Abstract

Artificial Intelligence (AI) has emerged as a transformative technology in the financial sector, revolutionizing the way organizations analyze data, assess risks, and make financial decisions. AI-powered tools such as machine learning, predictive analytics, and automated advisory systems enable financial institutions to process large volumes of data efficiently and accurately. This study examines the role of AI in financial decision-making, highlighting its applications, benefits, challenges, and future prospects. The research finds that AI enhances decision quality, reduces operational costs, improves risk management, and increases efficiency in financial operations. However, concerns related to data privacy, cybersecurity, and algorithmic bias continue to pose challenges to its widespread adoption.

KEYWORDS

Artificial Intelligence Financial Decision-Making Machine Learning Fintech Risk Management Predictive Analytics

Cite This Article

Dr. Desavale Abhijit Hindurao, "Role of Artificial Intelligence in Financial Decision-Making," International Journal of Scientific Research in Engineering and Management, vol. 10, no. 6, pp. 1-7, Jun 2026. https://doi.org/10.55041/IJSREM64790

Full Article/Conclusion

Artificial Intelligence has become a powerful tool in financial decision-making. By enhancing accuracy, efficiency, and risk management, AI enables organizations to make informed financial decisions. Despite challenges such as data privacy concerns, cybersecurity threats, and algorithmic bias, the benefits of AI outweigh its limitations. As technology continues to evolve, AI is expected to become an integral part of financial management and decision-making processes, contributing to greater innovation and competitiveness in the financial sector.

References

Russell, S., & Norvig, P. (Artificial Intelligence: A Modern Approach). Mishkin, F. S. (The Economics of Money, Banking and Financial Markets). Financial Times Reports on AI in Finance. Journal of Financial Technology and Data Science. International Monetary Fund (IMF) Reports. World Economic Forum Publications. Reserve Bank of India Reports. Research articles on AI and Financial Decision-Making from academic journals.

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Publication Date

6/11/2026

Peer Review Type

Double-Blind Peer Review

Review Rounds: 2

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6

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5

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Conflict of Interest

The authors declare no conflict of interest related to this research work.

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No funding information available for this research.

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