Role Of Kisan Credit Card Scheme for Agriculture and Financial Development.

KCC is a crucial tool for farmers’ social and economic advancement as well as the general development of rural areas. This allows farmers to get financing for agricultural and crop-related projects. It was created by NABARD based on the committee R V Gupta’s advice, which was carried out in a number of financial institutions between 1998 and 1999. Through this study, KCC will be assessed, and it will be shown what needs to be improved as well as how the loans obtained through KCC helped the farmers. In this, the researcher will examine Rajasthan State’s regional and rural cooperative banks. These two banks’ loans to farmers have been the subject of both qualitative and quantitative research. This study demonstrates that KCC beneficiary farmers have a larger margin than non-beneficiary farmers. We investigate the effectiveness and ineffectiveness of KCC un the literature through this study work. This study explains how KCC helped farmers’ standards of living and considers whether any adjustments should be made to it to support the growth of both farmers and the rural sector as a whole. This program has helped advance agricultural technology by meeting farmers’ credit-related demands. 2.