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Stream/Area:
-
Subject:
-
Paper ID:
IJSREM51758
Volume:
9 |
8 |
Aug 2025
Pages:
1-8
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
Department of Commerce
Government First Grade College, Ranebennur
This research paper examines the role of microfinance institutions (MFIs) in the performance of Micro, Small, and Medium Enterprises (MSMEs) within the Indian economy, specifically in Haveri. The study aims to address a gap in the literature by investigating the impact of MFIs on MSME performance. A survey was conducted involving 100 MSME proprietors using an interview schedule. The data collected from respondents were analyzed and interpreted using the Statistical Package for the Social Sciences (SPSS). Frequency distributions and Chi-square tests were employed to interpret the results. The findings indicate that access to adequate microfinance positively impacts business sales volume, profits, and capital.
KEYWORDS
This study looks at how Microfinance Institutions (MFIs) help Micro, Small, and Medium Enterprises (MSMEs) in India. It focuses on small business owners who have borrowed money from MFIs. The study checks different parts of their business: 1. Better owner performance 2. Starting new businesses 3. Creating new types of businesses 4. Effects of microfinance loans on: The study also explores how microfinance affects the growth of the Indian economy. By looking at these areas, the research wants to show how well microfinance helps MSMEs and boosts economic growth in India. To support this study, consider: 1. Setting clear ways to measure each part of business performance 2. Comparing business performance before and after getting microfinance loans 3. Studying a wide range of small businesses in different fields 4. Looking at possible problems or limits of microfinance in helping MSMEs 5. Checking if the improvements from microfinance last over time These points will help understand how microfinance institutions improve MSME performance and their effect on the Indian economy.
1. SubinaSyal. Ms, " Role of MSMEs in the Growth of Indian Economy" G.J.C.M.P., Vol.4(5):40- 43,(September-October,2015). 2. BassantFarghly,Ashraf Saleh,Amr Youssef, and AlaaA.Bary;"The Impact of Microfinance on the sustainable growth of Micro, Small and Medium Enterprises (MSMEs) - An empirical study on Egypt"; The Business and Management Review, Volume 9 Number 4 July 2018, pp, 420 to 430. 3. LayyinaturrobaniyahL., AnwarM.,. Nidar,S.R and. Nababan,Y.R; "Microfinance Institutions and MSMEs Performance in the Framework of Poverty Alleviation"; Advances in Economics, Business and Management Research, volume 117 ,2018, PP 113 to115. 4. JescaMhojaNkwabi and Leodger B. Mboya , "A Review of Factors Affecting the Growth of Small and Medium Enterprises (SMEs) in Tanzania " European Journal of Business and Management,Vol.11, No.33, 2019. 5. GangadharaRao.N, “Entrepreneurship and Growth of Enterprises in Industrial Estates”, Deep and Deep Publications, New Delhi,1986. Glen Ngwa, "The Role Of Microfinance Institutions In The Development Of SME In Cam-Eroon"Centria University Of Applied Sciences, International BusinessFebruary 2019,Agyati Cooperative Credit Union Limited (agyaccul). 6. “APEC Small and Medium Enterprises Working Group” September (2018) Enhancing the Competitiveness of Women-led MSMEs in the Garments and Textile Sector through Innovation and Entrepreneurship Makati City, Philippines. 7. Books, Journal Google website.
Publication Date
8/25/2025
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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Conflict of Interest
The authors declare no conflict of interest related to this research work.
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